Met Your Health Insurance Deductible Yet?
Clarinda Regional Health Center • October 28, 2024
Look into scheduling these commonly delayed procedures before the new year.
Can you believe it? The new year is fast approaching and your list of things to do is probably fairly long as this point in 2024. We're not just talking about holiday planning either. At Clarinda Regional Health Center we want to make sure you are paying attention to your body too. Don't keep putting those health concerns to the side.
Have you met your deductible?
If you've met your medical insurance deductible, every day between now and December 31st is your chance to receive some notably less expensive medical "self-care." Think of things like screenings, elective surgeries, scans or testing. Right now is a great time to look into those items you've been putting off the entire year. Some of these procedures you can schedule yourself too!
What is a Health Care Deductible and does everyone have one?
Your health care deductible is the amount of money you pay out of your own pocket for medical expenses before your insurance "kicks in" and your insurance provider pays for your procedures. And no, not all health care plans are the same, so not everyone has a deductible. To be sure if you have one, contact the number on the back of your medical insurance card and ask what your specific plan benefits are.
Here is an example: If you have a $1,000 health care deductible, you're responsible for paying for all your health and medical expenses until you reach that $1,000 mark. Once you have reached that limit, whatever it is - it could be more or less - you've met your deductible. At this point, your insurance provider can now begin paying for a large portion of your health care costs.
How Do I know If I've Med My Health Care Deductible?
Your health insurance company will likely have a website that will let you log in and view your deductible status. Again, you can check the back of your insurance card for a phone number to contact to ask those specific questions as well. Or, if you keep track of your medical expenses or explanation of benefits your insurance company mails to you after a visit or procedure, those sometime indicate if your deductible has been reached by showing that you don't owe anything out of pocket.
What type of visits or procedures should I schedule before the end of the year?
Most families, at this point in the year, have met their deductible and out of pocket maximums (or the highest amount you'll have to pay), so consider these types of visits before the December 31st deadline.
- Elective Surgeries
: These are the types of surgeries are the things that are put off by patients for long periods of time until they end up resulting in an emergent situation down the road. After reaching your deductible, elective surgeries become much more affordable, depending on your insurance plan.
- Anti-Reflux Surgery
- Ear Tube Surgery
- Eye Surgery for Cataracts
- Gallbladder Surgery
- Hernia Repair
- Ulcer Surgery
- Lower Extremity (Foot & Ankle) Surgery
- Mole removal
- Elective Appointments:
These types of visits also might be something you put off, but probably aren't life threatening if delayed. But these types of visits could definitely result in a healthier versions of yourself and are worth looking into.
- Physical Therapy
- Pelvic Floor Therapy
- Diagnostic Imaging
- Dry Needling
- Screenings:
Theses are generally diagnostic tools that are an important piece of your own personal healthcare puzzle. Screenings are used to detect a variety of illnesses, including different cancers. Depending on your age and existing health conditions, ask your provider if you should schedule some of these screenings.
- Colonoscopy
- DEXA Body Composition Scan
- Endoscopy
- Low Dose CT Scan
- Prostate Screening
Take care of yourself all year long!
At CRHC our team is here for you 365 days a year. We'd prefer if you take advantage of all the services at Clarinda Regional Health Center throughout year instead of delaying important medical care, but we know that sometimes making your health a priority, along with the rising costs of everything, can be difficult. That's why we want to make sure you know the advantages your medical insurance can provide. So you let us know what is ailing you! We have the services, programs, and highly skilled teams you need to handle whatever health concerns you have.
Check out our Request an Appointment tool online to get your foot in the door before the end of the new year. Talk to your provider about any healthcare concerns you have. You deserve the healthiest version of yourself today and in the new year!
Clarinda Regional Health Center (CRHC) is proud to announce it has been named to Becker’s Hospital Review’s esteemed list of the “150 Top Places to Work in Healthcare” for 2025. This national recognition reflects CRHC’s ongoing commitment to fostering an exceptional workplace culture where employees feel supported, valued, and empowered to deliver outstanding care. Becker’s Hospital Review, a trusted leader in healthcare industry insights, annually recognizes hospitals and health systems that prioritize employee satisfaction, professional development, work-life balance, and community impact. Organizations chosen for the 2025 list are known for their forward-thinking leadership, commitment to diversity and inclusion, and strong employee engagement programs. The full list features individual profiles of all hospitals, health systems and companies on the list. https://www.beckershospitalreview.com/hospital-management-administration/150-top-places-to-work-in-healthcare-2025/ “We are incredibly honored to receive this recognition from Becker’s,” said Maggie Brown, Chief Inclusion Officer of Clarinda Regional Health Center. “This award is a testament to the dedicated individuals who make CRHC such a special place. Our team not only delivers exceptional care to our patients, but also creates a work environment rooted in respect, collaboration, and continuous improvement.” CRHC’s workplace culture is shaped by: Comprehensive health and wellness benefits Support for continued education and career advancement Open and inclusive communication channels Initiatives promoting diversity, equity, and inclusion Resources supporting employee mental health and well-being This recognition affirms CRHC’s mission to not only serve as a healthcare leader in southwest Iowa, but also to be a top employer committed to its people. To learn more about career opportunities at Clarinda Regional Health Center, visit www.clarindahealth.com . #####
Clarinda Regional Health Center (CRHC) is proud to announce that it has been named the 2025 Healthiest State Annual Awards Winner in the Small Workplace category by the Healthiest State Initiative of Iowa. CRHC was recognized for its commitment to promoting healthier lifestyles among employees, including updates to the hospital cafeteria with new healthy food options and clear nutrition labeling. Additionally, CRHC’s Employee Wellness Program, which encourages healthy living through a points-based incentive system, played a key role in earning this CRHC this recognition. The Healthiest State Annual Awards celebrate workplaces, schools, individuals, and communities across Iowa who are making strides to improve the physical, social, and emotional well-being of Iowans. Winners were announced at the Healthiest State Annual Awards Reception on April 16, 2025, in Ankeny, Iowa. “We are honored to be recognized among organizations across the state who are prioritizing health and wellness,” said Emily Wood, Director of Therapy Services at CRHC. “This award is a testament to the ongoing efforts of our staff, leadership, and wellness team to create a workplace environment that supports healthier choices and healthier lives.” CRHC remains committed to fostering a culture of wellness and looks forward to continuing to expand initiatives that make healthy living easier and more accessible for all employees. Watch CRHC's video submission showcasing how we’re making health a priority every day! 🔗 https://lnkd.in/gQUG3Gza For more information about CRHC’s community wellness program, visit ClarindaHealth.com/wellness-programs ####
Clarinda Regional Health Center (CRHC) invites the public to a ribbon cutting celebration for the newly renovated and named "Wellness Roots" Garden on Wednesday, May 21st, from 4–6 p.m . The event is held in conjunction with Iowa Kids Garden Day and will highlight exciting new features in the garden space on the NW corner of CRHC's campus. The refreshed garden now includes a sensory garden and several improvements to the CRHC All-Star Sprouts Kids Garden area, creating a more engaging and accessible environment for children and families. The celebration will feature activities for kids, snacks, drinks, and a chance to explore the new garden enhancements. It’s a great opportunity for the community to come together, enjoy the outdoors, and celebrate this unique space focused on wellness and fun. EVENT DETAILS: What : Ribbon Cutting – Renovated Wellness Roots Garden When : Tuesday, May 21, 2025 | 4:00–6:00 p.m. Where : Clarinda Regional Health Center Campus NW Corner, Parking available at the garden and at Clarinda Mental Health Center Parking lot at 400 W Glenn Miller Drive Who : Open to the public – bring the whole family! Why : Fun, food, activities and celebration!
Clarinda Regional Health Center will be hosting it’s first “Wise & Well’ Health Expo from 5-7p.m. on Tuesday, April 8th, at J Bruner’s to bring health awareness to individuals 50 and older. This event will bring educational opportunities to learn about various topics that covers things like: Medicare Counseling and resources, oncology and breast cancer services, as well as presentations given by CRHC providers themselves. In addition to educational opportunities, guests will also be able to visit health screening booths where they can schedule appointments, get their blood pressure checked, and receive vaccines. Alongside the health and wellness activities, J Bruner’s will provide a catered meal of sliders, a couple side dishes, a fresh salad, and dessert. The meal is for all participants and will begin to be served at 5:30p.m. J Bruner’s is located at 117 N 15th Street in Clarinda, IA. We encourage those who plan on attending to RSVP by calling 712-542-8339 or by filling out the RSVP form online at ClarindaHealth.com. ####
Clarinda Regional Health Center (CRHC) is proud to announce that its Emergency Department has been honored with the prestigious Four-Star PRC Excellence Award in 2025. This recognition, awarded by Professional Research Consultants, Inc. (PRC), reflects CRHC’s unwavering commitment to providing outstanding emergency care and exceptional patient experiences. The PRC Excellence in Healthcare Awards are based on patient feedback and recognize organizations that achieve excellence in patient satisfaction and quality of care. CRHC’s Emergency Department earned this distinction for scoring in the top 25% nationally in key patient experience metrics, placing it among the leading emergency care providers in the region. “We are incredibly honored to receive this award, as it reaffirms our dedication to delivering high-quality emergency care to the communities we serve,” said Jennifer Chamber, Director of Emergency Services. “This recognition is a testament to the hard work and commitment of our entire Emergency Department team, who go above and beyond to ensure that each patient receives compassionate, timely, and effective care.” CRHC’s Emergency Department remains dedicated to continuous improvement, implementing best practices and innovative solutions to enhance patient care and experience. This award highlights the department’s success in fostering a patient-centered environment while maintaining the highest standards of medical excellence. To learn more about the 2025 Excellence in Healthcare Awards, including eligibility and criteria, visit PRCExcellence.com . About PRC PRC, a leader in the experience management space, is taking experience solutions to a new level. PRC’s surveys and intuitive reporting focus on changing the way organizations manage and improve five key areas of the healthcare experience—patient, physician, employee, community, and brand. Over 2,800 healthcare organizations across the United States have used PRC to listen, understand, and take action to create cultures of excellence. To ensure clients have access to leading practices, coaches, and learning resources, PRC is partnered with Healthcare Experience Foundation (HXF) to accelerate paths to excellence. PRC’s proprietary healthcare discovery platform is a system designed to drive action, optimize engagement, and increase loyalty while building a positive culture across the healthcare ecosystem. www.PRCExcellence.com Professional Research Consultants, Inc. Laurie Speaks Senior Vice President, Client Success 818-939-4121 LSpeaks@PRCExcellence.com #####
Clarinda, IA – Clarinda Regional Health Center (CRHC) is pleased to welcome Dr. Daniel Lister, an experienced orthopedic surgeon, to its Specialty Clinic. Dr. Lister brings over three decades of medical expertise in orthopedic care, specializing in Sports Medicine, Adult Reconstruction, Shoulder and Knee Arthroscopy, as well as hand and wrist procedures. Originally from Rancho Cordova, CA, Dr. Lister has a distinguished educational background. He earned his Bachelor of Science degree in Biochemistry from the University of California – Davis before obtaining his Doctor of Medicine degree from the California College of Medicine at the University of California – Irvine. He then completed a flexible rotating internship and an orthopedic surgery residency at Letterman Army Medical Center, Presidio of San Francisco, CA. “We are excited to have Dr. Lister join our team at Clarinda Regional Health Center,” said Chuck Nordyke, CEO of CRHC. “His extensive experience and commitment to high-quality orthopedic care will greatly benefit our patients and community.” Dr. Lister is board-certified by the American Board of Orthopedic Surgery and is dedicated to providing top-tier orthopedic services to patients in need of specialized care. To schedule an appointment with Dr. Lister, please call 712-542-8232 or visit our website to request an appointment online. ####
