Met Your Health Insurance Deductible Yet?
Clarinda Regional Health Center • October 28, 2024
Look into scheduling these commonly delayed procedures before the new year.
Can you believe it? The new year is fast approaching and your list of things to do is probably fairly long as this point in 2024. We're not just talking about holiday planning either. At Clarinda Regional Health Center we want to make sure you are paying attention to your body too. Don't keep putting those health concerns to the side.
Have you met your deductible?
If you've met your medical insurance deductible, every day between now and December 31st is your chance to receive some notably less expensive medical "self-care." Think of things like screenings, elective surgeries, scans or testing. Right now is a great time to look into those items you've been putting off the entire year. Some of these procedures you can schedule yourself too!
What is a Health Care Deductible and does everyone have one?
Your health care deductible is the amount of money you pay out of your own pocket for medical expenses before your insurance "kicks in" and your insurance provider pays for your procedures. And no, not all health care plans are the same, so not everyone has a deductible. To be sure if you have one, contact the number on the back of your medical insurance card and ask what your specific plan benefits are.
Here is an example: If you have a $1,000 health care deductible, you're responsible for paying for all your health and medical expenses until you reach that $1,000 mark. Once you have reached that limit, whatever it is - it could be more or less - you've met your deductible. At this point, your insurance provider can now begin paying for a large portion of your health care costs.
How Do I know If I've Med My Health Care Deductible?
Your health insurance company will likely have a website that will let you log in and view your deductible status. Again, you can check the back of your insurance card for a phone number to contact to ask those specific questions as well. Or, if you keep track of your medical expenses or explanation of benefits your insurance company mails to you after a visit or procedure, those sometime indicate if your deductible has been reached by showing that you don't owe anything out of pocket.
What type of visits or procedures should I schedule before the end of the year?
Most families, at this point in the year, have met their deductible and out of pocket maximums (or the highest amount you'll have to pay), so consider these types of visits before the December 31st deadline.
- Elective Surgeries
: These are the types of surgeries are the things that are put off by patients for long periods of time until they end up resulting in an emergent situation down the road. After reaching your deductible, elective surgeries become much more affordable, depending on your insurance plan.
- Anti-Reflux Surgery
- Ear Tube Surgery
- Eye Surgery for Cataracts
- Gallbladder Surgery
- Hernia Repair
- Ulcer Surgery
- Lower Extremity (Foot & Ankle) Surgery
- Mole removal
- Elective Appointments:
These types of visits also might be something you put off, but probably aren't life threatening if delayed. But these types of visits could definitely result in a healthier versions of yourself and are worth looking into.
- Physical Therapy
- Pelvic Floor Therapy
- Diagnostic Imaging
- Dry Needling
- Screenings:
Theses are generally diagnostic tools that are an important piece of your own personal healthcare puzzle. Screenings are used to detect a variety of illnesses, including different cancers. Depending on your age and existing health conditions, ask your provider if you should schedule some of these screenings.
- Colonoscopy
- DEXA Body Composition Scan
- Endoscopy
- Low Dose CT Scan
- Prostate Screening
Take care of yourself all year long!
At CRHC our team is here for you 365 days a year. We'd prefer if you take advantage of all the services at Clarinda Regional Health Center throughout year instead of delaying important medical care, but we know that sometimes making your health a priority, along with the rising costs of everything, can be difficult. That's why we want to make sure you know the advantages your medical insurance can provide. So you let us know what is ailing you! We have the services, programs, and highly skilled teams you need to handle whatever health concerns you have.
Check out our Request an Appointment tool online to get your foot in the door before the end of the new year. Talk to your provider about any healthcare concerns you have. You deserve the healthiest version of yourself today and in the new year!
Drive Thru Clinic is located at the Clarinda Mental Health Center Parking Lot
Lab Draws and Influenza Vaccines are available in October!
Clarinda Regional Health Center (CRHC) is excited to welcome Dr. Jose Hinojosa, a Family Medicine physician, to the team. Dr. Hinojosa brings more than 30 years of experience in caring for patients of all ages and will begin seeing patients in September of 2025. Dr. Hinojosa completed his medical degree at the University of Cincinnati College of Medicine and his residency at the University of Texas Health Science Center in McAllen, Texas. Over his career, he has served in multiple leadership roles, including Medical Director and Chief of Staff, while remaining passionate about providing patient-centered primary care. “I’m looking forward to getting to know the people of Clarinda and the surrounding communities. My goal is to provide the kind of care that helps patients feel heard, supported, and confident in their health,” Hinojosa said. CRHC President/CEO Chuck Nordyke stated, “We are thrilled to welcome Dr. Hinojosa to Clarinda Regional Health Center. His extensive background in family medicine and leadership, combined with his dedication to patient care, will be of benefit to the patients and families we serve. He reflects our mission of Advancing Exceptional Care close to home.” At CRHC, Dr. Hinojosa will offer a full range of family medicine services, including wellness visits, preventive care, chronic disease management, and care for everyday illnesses and injuries. He will be seeing patients Tuesday through Thursday from 7a.m. to 7p.m. Appointments with Dr. Hinojosa can be scheduled by calling the CRHC CMA Clinic at 712-542-8330 or requesting an appointment with him using our online feature . For more information about Clarinda Regional Health Center, visit www.clarindahealth.com.
Clarinda Regional Health Center (CRHC) is proud to announce that its Medical Clinic has been named the “Best Medical Clinic” in the 2025 Best of Business Awards by BusinessRate. This recognition reflects CRHC’s ongoing commitment to its mission of Advancing Exceptional Care for patients across southwest Iowa. The Best of Business Awards spotlight outstanding local businesses that consistently provide exceptional service and earn strong community support. Winners are determined based on recent customer reviews, community nominations, and overall reputation in their industry. “This award is a direct reflection of the incredible team we have at CRHC,” said Chuck Nordyke, Chief Executive Officer of Clarinda Regional Health Center. “From our front desk to our physicians and nursing staff, everyone plays a role in making sure patients feel cared for and confident in their healthcare. We’re honored to receive this recognition from the community we proudly serve.” CRHC's CMA Clinic provides a full spectrum of care, including family medicine, pediatrics, chronic condition management, women’s health, and preventative services. With a strong emphasis on patient-centered care, the clinic continues to expand access to services and specialists to meet the growing needs of the region—living out its commitment to Advancing Exceptional Care every day. Clarinda Regional Health Center thanks the patients, families, and community members who took the time to share their positive experiences and support through their reviews. This recognition is a reflection of our incredible team—providers, nurses, and staff—who live out our mission of Advancing Exceptional Care every day. From family medicine and pediatrics to women’s health, chronic care, and preventative services, our clinic is here to serve patients across southwest Iowa with compassionate, patient-centered care .
Clarinda Regional Health Center (CRHC) is proud to announce it has been recognized with multiple awards in the Best of Midwest 2025 contest. The community-driven recognition program celebrates businesses and organizations that demonstrate excellence across various categories. CRHC was voted Gold in the following categories: Mental Health Services (Also recognized in Hospice/Home Care Category) The organization also earned Silver Winner recognition in: Assisted Living Hospital Medical Facility Orthopedic Surgeon Pharmacy “We are deeply honored by this recognition,” said Chuck Nordyke, Chief Executive Officer at CRHC. “These awards reflect the trust and support of our community, and they reinforce our ongoing commitment to delivering exceptional care at every level.” The Best of Midwest 2025 awards are voted on by the public, showcasing those who go above and beyond in their service. CRHC is grateful to all who cast their votes and continues to serve southwest Iowa with compassion, innovation, and dedication. To learn more about CRHC’s award-winning services and teams visit www.clarindahealth.com/awards follow us on social media.
Clarinda Regional Health Center (CRHC) is proud to share it has been awarded a prestigious federal grant from the Substance Abuse and Mental Health Services Administration (SAMHSA) to support Emergency Medical Services (EMS) training, recruitment, and lifesaving preparedness efforts across Page, Taylor, and Montgomery Counties. This competitive grant has been the topic of much planning over the last 12 months, so that it could be implemented over a two-year performance period. These efforts begun September 30, 2024 and will conclude in September 2026. Through the awarded grant, Clarinda Regional Health Center has been working on launching a multi-faceted initiative focused on strengthening the region’s emergency response capabilities. Funding will directly support these iniatitives: College tuition for 10 EMT scholarship recipients, covering the cost of the Emergency Medical Technician (EMT) course and certification to help recruit and train the next generation of emergency responders. Purchase of 67 Automated External Defibrillators (AEDs) to be installed in key businesses and organizations throughout Page, Taylor, and Montgomery Counties. See map below. AED education for each organization receiving an AED, ensuring proper usage and maintenance of the life-saving devices. Free community education sessions across the three counties on how to use an AED and respond effectively in a cardiac emergency. Procurement of new LifePak Defibrillators to upgrade lifesaving equipment for emergency teams at Clarinda Regional Health. Planning and hosting of a free, one-day regional EMS training event for all emergency personnel in southwest Iowa, promoting collaboration, skill development, and professional support. Attending job fairs to support EMS and healthcare recruitment throughout the region. Sending a CRHC staff member for Crisis Prevention Intervention (CPI) training to enhance emergency readiness and safety protocols. “This grant provides critical resources to improve EMS readiness in our communities while expanding access to AEDs and lifesaving education,” said Jennifer Chambers, Director of Emergency Services, at Clarinda Regional Health Center. “We are especially proud to invest in EMT students and regional emergency responders who are essential to the health and safety of our region.” The SAMHSA grant aligns with CRHC’s mission to provide quality, compassionate healthcare while fostering strong community partnerships and improving rural health outcomes. More information on upcoming AED installations, community education events, and the regional EMS training day will be shared in the coming months. For questions or to learn how your organization can get involved in this effort, contact Clarinda Regional Health Center's EMS Department at 712-542-8289 or visit clarindahealth.com. #### --- About Clarinda Regional Health Center is a critical access hospital serving southwest Iowa with a full spectrum of healthcare services. Committed to excellence, innovation, and community well-being, CRHC partners with individuals and organizations to build a healthier region.
